About Us

Charvat Insurance prides itself on the value we bring to our clients. As a team of experienced professionals, we don't just place your policies. We craft individual insurance and risk management strategies to match the unique needs and goals of each client we serve. We are proud to be a local Michigan full service insurance agency that can support all of your needs. In this day and age trust is an important factor in any relationship. We are confident we can supply both results as well as a valued trusted relationship.


Michael Charvat, President

When I am not working, you will find me enjoying athletics, trivia and general health. As my children age, my wife and I like keeping up with our three kids and their college and high school experiences. We also enjoy traveling to warm places, playing golf, and good comedy or drama movies.

I subscribe to the work hard, play hard lifestyle and intend to live life to it’s fullest, while helping my fellow man through hard work and grace. I look forward to working with customers that value the relationship of an agent to assist with the complex and ever changing marketplace.

This career allows me to assist my family, friends, neighbors, and community with difficult to understand concepts and also is rewarding when I can be there at the time of tragedy or catastrophe.

I have formed many great relationships by working hard for our customers. Our biggest source of new business is our referral base.

We thank each of our customers for their trust in our office to assist them and look forward to many more years of growing these relationships.